Credit Advisor
Dell Technologies
Bucharest, Romania
2 zile în urmă

Bucharest

Do you have strong experience in finance or financial services that shows impressive business acumen? In Finance , we are looking for a Credit Advisor to join our team in Bucharest and play a key role in the evolution of Dell globally.

Key Responsibilities

As a Credit Advisor you will be in charge with providing analysis and interpretation of commercial customers’ financial status for proper evaluation of risk and the establishment of credit limits.

There will be interaction with sales and the operations team in the upfront review of commercial accounts as well as ongoing risk management.

Ultimately, you are responsible for preparing recommendations and making credit approval decisions on both new accounts as well as subsequent reviews which include credit increases and expiration date extensions.

In particular, you will be required to :

  • Determine the creditworthiness of commercial accounts by performing an analysis of : Financial Statements, Debt Rating Agency reports, Credit Bureau reports, Recent business news that is relevant for the review of the customer, the economy as well as industry that the customer operates in
  • Upon completion of the review, the credit analyst is required to assign a credit rating which quantifies the risk of default and to assign a credit line to be used by that customer
  • The decision will be documented by an analyst write-up which will include the request, structure, recommendation and back-up information supporting the decision
  • Actively monitor the analyst’s customer set such that all ongoing risks are assessed and appropriate actions taken in a timely manner
  • Ensure compliance with all appropriate policies, procedures & internal controls when carrying out duties, including the approval of credit lines
  • Operations and Pricing to ensure appropriate business decisions and perform ad hoc projects or risk related tasks on an as-needed basis
  • Essential Requirements

  • 5+ years of experience in business underwriting in banking or financial services organizations
  • Experienced in both automated and manual underwriting, with a focus on manual
  • A background in finance or accounting
  • Bachelor's or Master's degree in finance or accounting
  • Advanced English skills
  • Desirable Requirements

  • Master’s degree preferred
  • Benefits

    Our people are the most critical component of our long-term success and their health and wellbeing are our priority. You will enjoy a comprehensive, locally competitive benefits package.

    Dell is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment.

    All employment decisions at Dell are based on business needs, job requirements and individual qualifications, without regard to race, colour, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV status, sexual orientation, gender identity and / or expression, marital, civil union or domestic partnership status, past or present military service, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.

    Dell will not tolerate discrimination or harassment based on any of these characteristics. Learn more about Diversity and Inclusion at Dellhere

    Job Family : Finance-Job-Family-Group Job ID : R046765

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